Talisman Litepaper
1. Talisman Overview
1.1 The Wallet Intelligence Layer
The crypto paradigm is shifting from passive investment and speculation to active, yield-generating strategies. Investors, including crypto retail, no longer tolerate idle assets, they demand productive crypto that compounds through staking, lending, restaking, RWA integration, or sophisticated yield strategies.
Unfortunately, the most sophisticated crypto yield strategies are gated by knowledge, tooling, and risk management that only crypto-natives or professionals can access. Talisman introduces the wallet intelligence layer, a multi-chain Decentralized AI-Finance (DeFAI) portal that empowers wallet users, regardless of their skill level, to automatically grow their portfolios with the help of autonomous AI agents.
Talisman puts intelligent DeFi in the hands of everyone. Talisman users will soon be able to access sophisticated yield opportunities at any skill level. Breaking down these technical barriers will allow for DeFAI-powered financial democratization, and this inclusion of a new class of retail users will accelerate the growth of the asset class.
The SEEK token is the economic engine of the Talisman ecosystem, powering access to premium strategies, aligning governance decisions with user incentives, capturing value from protocol activity, and incentivizing developers to fine tune earning strategies and deploy agents.
1.2 Mission: Unlock Web3 for All
Talisman’s mission is to accelerate Web3 adoption by building tools that empower individuals to truly own their assets and data.
Talisman focuses on delivering superior user experiences built on decentralized infrastructure that ensures users retain full control of their assets. This unlocks web3 yield opportunities for both newcomers and pros, by lowering traditional barriers to participation, such as complex interfaces, steep knowledge requirements, and institutional gatekeeping.
1.3 Vision: The Wallet That Works for You
We envision a world where Web3 is the default economy, and every wallet serves as an intelligent, self-custodial gateway to the best multi-chain yield opportunities across DeFi. In this future, wallets are not passive stores of value but active engines of growth, turning assets into yield while users stay in full control.
Talisman is building toward this vision by delivering secure, transparent, and high-performance strategies that unlock the full earning potential of crypto assets. Our goal is to make institutional-grade performance accessible to millions of users worldwide, while staying true to the core Web3 principles of ownership and self-sovereignty.
2. Problem and Solution
2.1 The Evolving Crypto Paradigm: From Idle Assets to Productive Capital
For much of its history, crypto has been dominated by speculative holding. Bitcoin introduced the idea of a non-sovereign store of value, while other tokens were primarily held in anticipation of future network growth. These assets were largely idle, with value appreciation being the main source of return.
The paradigm is shifting. Users no longer settle for idle speculation, they expect their assets to work for them. Idle capital represents missed opportunity.
Sophisticated users allocate their assets across a spectrum of yield sources and risk-management strategies. These may include native yields such as lending, providing liquidity, staking, and restaking, etc., synthetic yields generated through options, perpetuals, futures, and structured products, and external yields from tokenized real-world assets such as treasuries, credit, and private debt. Institutional strategies often layer these positions with hedging, leverage, and arbitrage.
This transformation reframes crypto tokens from static stores of speculative value to productive digital assets. It is time these opportunities extend beyond institutions and early adopters to become accessible to everyone. And the wallet, where assets already live, is the natural gateway for this evolution.
2.2 Problem: Self-Custodial Yield Generation
Though web3 enables asset ownership, most self-custodial users lack access to competitive, risk-adjusted yield. The current choices have their own tradeoffs
Staking: Low yield, long lockup, slashing risk
Manual DeFi position management: Time-consuming, complex, impermanent loss
Vaults: Smart contract risk, limited control, protocol failures
Centralized platforms: Custody risk, hacks, insolvency, regulatory exposure
Financial vehicles: High fees, asset premiums, counterparty risk, liquidity limits
As a result, millions of wallets hold non-performing capital. Users face a trade-off: keep full custody and earn little, or pursue higher yield at the cost of control or extreme complexity. The industry lacks a solution that delivers secure, high-performance, risk-adjusted yield while remaining accessible, leaving a vast opportunity untapped.
2.3 Solution: The Talisman DeFAI Platform
Talisman transforms every wallet into a self-custodial, high-performance portfolio manager by combining AI-powered automation with secure, user-friendly wallet infrastructure. Users can access a range of automated yield strategies with varying risk levels, without sacrificing control of their assets.
Core Platform Components
DeFAI Portal: Unified interface to access agents and track portfolio performance.
AI Agents: Automatically adjust portfolios or propose transactions for approval.
Talisman Wallet: Approve agent-recommended actions directly within a secure, self-custodial wallet.
Talisman Agent Infrastructure: Backend framework enabling agent deployment and wallet interaction
Agent Marketplace: Developers can launch and distribute AI agents on the Talisman platform
Example Portfolio Automation
Through Talisman’s agent infrastructure, these AI agents continuously seek optimal yield, perform cross-chain swaps and bridges, while respecting user-defined risk parameters. Examples of portfolio automation include:
DeFi Rebalancing: Agents dynamically reposition positions across protocols, chains, and liquidity pools to capture optimal yield.
DCA Automation: Monitor prices and execute DCA trades directly in-wallet
Custom Token Index: Track and rebalance a basket of assets automatically, without paying traditional index fees.
By removing friction and complexity, Talisman unlocks the full earning potential of crypto assets, turning every wallet into an automated, intelligent portfolio manager.
2.4 Platform Infrastructure
By integrating on-chain insights and automated execution, while building on the strong foundation of the Talisman wallet, Talisman DeFAI turns every wallet into a secure, high-performance yield engine.
Current Architecture: Talisman Wallet
The Talisman DeFAI infrastructure builds on existing Talisman Wallet components developed over the past few years, including multichain RPC connectors, key management, balance tracking, staking, and swaps. Further details of the system components are listed below.
Talisman wallet: Browser extension and mobile wallet where users can self-custody their assets.
DeFAI Portal: Dapp where users can view their assets, enter into earning protocols, and deploy autonomous self-custodial agents to automate their portfolio management.
User portfolio: A set of assets and earning positions in the wallet custodied by the user.
DeFi positions: Users may manually supply tokens and earn from DeFi positions, directly in the wallet and DeFAI portal.
Multi-chain oracle: Decentralized infrastructure to query on-chain data across 900+ networks.
Wallet action modules: Wallet modules that propose transactions and interact with the blockchain and smart contracts.
Agent approval: Process where agents propose transactions that users can then approve / reject in the Wallet or Portal.
New Architecture: Agentic DeFAI infrastructure
The following modules are necessary and are to be developed in order to complete the functionality of the DeFAI platform.
Smart / AA wallet: User-controlled accounts that delegate limited actions to agents, while keeping assets secure and governed by user-defined rules.
Agent authentication: Verification that an agent is authorized to act on a user’s behalf via session keys, action modules, or wallet-defined permissions.
AI agent: An agent that optimizes portfolios and executes strategies across chains using intelligent, adaptive algorithms to maximise yield in user’s portfolios/
Talisman Agent Kit: Talisman-developed SDK that enables developers to connect an agent to Talisman wallet action modules. This includes the action provider and the modular control plane.
Action provider: Supplies the agent with executable blockchain actions, such as swaps, staking, or transfers, abstracting away network or protocol specific details.
Modular control plane: Manages configuration, orchestration, and coordination of agent capabilities and transactions.
3. The AI Agent Opportunity
The real opportunity of AI agents lies in turning passive assets into active, yield-generating capital. Talisman is uniquely positioned to capture this potential, since users already hold their keys and assets within the wallet. Shifting from passive to active management not only boosts user returns but also creates new avenues for value capture through transaction or performance fees. As adoption of Talisman AI agents grows, so too does the demand for the token, as detailed in the following sections.
This market is not only huge but also growing significantly. The AI crypto trading market size has been reported to US$41bn, with a 37% CAGR. By 2030, this means a potential market size of US$985.2bn by 2034. [Market and Markets]
Supporting this large growth are several converging market tailwinds that make this the perfect moment for Talisman to capture the opportunity:
DEX growth: Decentralized exchanges now capture 25% of total trading volume [The Block]
DEX-first tokens: Increasingly, new tokens launch on DEXs, especially on chains like Solana
Permissionless access to CEX liquidity: Platforms can leverage centralized exchange liquidity and infrastructure without sacrificing custody.
Shrinking exchange reserves: Funds are moving to self-custody and treasuries, boosting demand for secure yield [Cryptoquant]
Telegram bot adoption: Automated trading and DeFi access are driving high user engagement and volume. [Chaincatcher]
Stablecoin yield focus: Stablecoins now dominate crypto capitalization, where yield generation is highly desired.
Multi-chain expansion: Cross-chain infrastructure opens more yield opportunities and portfolio flexibility.
New yield opportunities: Tokenized RWAs (like treasuries, bonds, or private debt) expand the universe of yield beyond crypto-native assets.
4. Platform Differentiation
While automated or dynamic yield strategies are common in crypto, significant differences and regulatory requirements exist between portfolios managed by users themselves, as a smart contract, or through an agent-driven approach.
4.1. Self-Directed Portfolio Management
Method: Users rely on analytics, alerts, dashboards, or subscribe to copy signals to make manual decisions
Custody: Users retain custody of their wallets
Tools/Examples: Dune, Zerion, deBank, Trading view
4.2 Earning Vaults
Method: Users deposit assets into on-chain smart contracts (vaults) that automatically follow predefined strategies, such as yield farming, liquidity provision, or rebalancing. The strategies are typically fixed, though sometimes are set to dynamically adjust to market opportunities, and identical for all participants in the vault.
Custody: Assets are non-custodial but locked in the vault contract; users rely on the contract’s code security.
Tools/Examples: Yearn Finance, Beefy Finance, Idle Finance.
4.3 On-Chain Automation Frameworks
Method: Protocol-level automation services execute transactions on behalf of users or other smart contracts when conditions are met (e.g., rebalancing, liquidations, harvesting yield). These are infrastructure primitives rather than portfolio strategies themselves.
Custody: Non-custodial; they only automate actions but don’t hold assets.
Tools/Examples: Gelato, Chainlink Automation, Open Autonomy (Autonolas)
4.4 On-Chain Investment Funds
Method: Pooled, tokenized investment funds managed via smart contracts or DAOs. Investors hold fund tokens representing their share of the pool. Strategies vary but are usually collective governance-driven, semi-automated, and transparent on-chain.
Custody: Non-custodial; assets are locked in fund contracts governed by DAO or manager rules
Tools/Examples: dHEDGE, TokenSets, Ondo Finance, Avantgarde Finance
4.5 Centralized Trading Bots
Method: Automated investment platforms allocate capital into pre-designed model portfolios and periodically rebalance according to user-selected risk profiles. Centralized platforms offer algorithmic trading bots that execute strategies such as arbitrage, grid trading, or trend following. Users must trust the platform to custody and execute trades as promised. Strategies are often black-box or limited in customization. Though services like 3Commas and Shrimpy are technically non-custodial as they connect to exchanges via APIs. The custody risk lies with the exchange.
Custody: Custodial or non-custodial via APIs; assets must be deposited with the platform or exchange.
Tools/Examples: 3Commas, Pionex, Shrimpy, CEX bots
4.6. Talisman - The Agentic Edge
In comparison with the categories above, which can be generally summarized as either custodial solutions or smart-contract based solutions, Talisman delivers agent-driven DeFAI with significant benefits. These are mainly:
Self Custody: User-retained keys vs. custodied assets.
Adaptability: Agents learn and adapt vs. static contract logic, and can implement complex strategies that can emulate institutional strategies.
Personalization: Each portfolio can be unique vs. one-size-fits-all vaults.
Composability: Agents plug into multiple protocols, rather than being siloed.
Transparency: All trades are always visible and traceable
Decentralization: Not dependent on centralized provider infrastructure which poses security risks
Fees: Can achieve low fees, decentralized infra helps keeps cost low, minimal management overhead means performance fees can be minimal or zero
5. Token Overview
5.1 Token Details
Ticker: $SEEK
Type: Utility + Governance
Total Supply: 100,000,000 (100 million)
5.2 Token Utility
SEEK is the native utility and governance token for the Talisman platform, designed to build a decentralized, scalable, and community driven ecosystem. It incentivizes platform usage, and is a core utility in the transfer of value within the ecosystem. The SEEK token creates long term economic alignment for key stakeholders.
Utility
Description
Governance
Stake tokens to vote on governance decisions.
Staking
Users stake tokens to earn yield
Gas abstraction
Users and agents have option to use token to pay for gas
Premium fee
Users have option to pay token to access premium agents
Swap fees
Users and agents pay token to use wallet services
Swap fee discounts
Swap fee discounts when staking tokens
5.3 Token Demand Drivers
Demand for the token is driven by the multi-sided nature of the Talisman DeFAI platform
Users: Premium access and rewards
Stake SEEK to unlock premium DeFAI agents and strategy modules
Stake SEEK to earn staking rewards
Stake SEEK to receive fee discounts on swaps and on-chain interactions
Pay in SEEK to receive discounts on swaps and on-chain interactions
Developers: Platform fees and agent deployment
Lock SEEK as collateral to deploy agents within the Talisman ecosystem, slash SEEK for agent violations
Pay SEEK to access premium SDK or infrastructure features, including smart account abstraction and advanced multi-chain RPC access
Stake SEEK to increase agent ranking in the agent registry
Agents: Execution fees and performance rewards
Earn SEEK based on performance, using on-chain scoring tied to yield optimization, uptime, and success rate
Pay SEEK to execute DeFi transactions and access Talisman’s gas abstraction
Stake SEEK to gain prioritized resource allocation
Pay in SEEK to receive discounts on swaps and on-chain interactions
Community: Governance
Vote on agent listings and featured deployments
Vote on allocation of protocol fees between agents, developers, and treasury
Vote on future feature integrations and ecosystem roadmap
Vote on bounties and other incentives
5.3 Governance
Talisman’s governance will evolve in three phases:
Foundational Phase: Core team retains operational control; SEEK used for signaling votes.
Progressive Decentralization: DAO-based voting with increasing SEEK influence on product decisions and agent-related decisions.
Full DAO: All major parameters, treasury usage, and product directions governed by tokenholders.
6. Value Capture Model
6.1 Protocol Value Capture
The Talisman protocol captures value by providing a multichain DeFi portal that enables self-custodial users to access and automate institutional-grade yield strategies. By facilitating secure, cross-chain yield optimization through autonomous agents, the protocol attracts a growing base of users seeking high performance without sacrificing control.
The protocol captures value in several ways:
Agent Listing Fees: Collateral for agent listing and/or payment for premium listing
Agent Performance Fees: Fees that can be charged when users achieve certain performance goals, that can be split between Talisman / agent / developer.
Settlement & Execution Layer: Agents need to interact with DeFi primitives (swaps, lending, staking). Talisman can charge a spread, fee, or extract MEV-like value from optimal execution.
Smart wallet service fees: Talisman may decide to charge fees for spinning up and maintenance of smart accounts or account abstracted wallets.
Data & Model Marketplace: Agents may consume strategies, signals, or models from other contributors. The protocol can take a fee on this internal economy.
Premium Features: Free baseline agent functionality, but fees for advanced strategy modules or risk-adjusted products.
Treasury Participation in Yields: The Talisman protocol treasury can co-invest or auto-route idle liquidity into agent-optimized strategies, generating sustainable native yield.
6.2 Token Value Capture
The token provides a currency for agents to interact with the Talisman DeFi Portal, serving as the medium of exchange within the network. Talisman can capture value whenever AI agents coordinate to execute and optimize portfolio strategies.
As protocol activity grows, so does the demand for SEEK through a positive flywheel:
High-Performance Agents: Deliver superior returns and personalized strategies →
More Users & TVL: Success attracts new capital and participants into the protocol →
Staking for Access: Users and agents stake SEEK to unlock premium strategies, execution priority, or governance rights →
Improved Network Performance: Greater TVL and stake strengthen agent incentives, leading to better strategies and outcomes →
Protocol Revenue Growth: More usage generates fees (execution, coordination, subscriptions), partially denominated in SEEK →
Rising Token Demand: Staking, fees, and burns reduce circulating supply, driving scarcity →
Expansion of Agent Ecosystem: More developers and operators deploy agents, compounding strategy diversity and performance →
Reinforcing Growth Loop: → Stronger agents → More users & TVL → Higher revenue → Stronger token economics → Even stronger agents.
7 Future Development Roadmap
Building the Future of DeFAI
Talisman is evolving from its foundation as a secure, user-first wallet into a fully autonomous AI agent platform.
The journey begins with integrated DeFi position tracking, giving users clear visibility into their on-chain portfolios.
Next, we introduce one-click DeFi yield strategies, simplifying access to native earn opportunities. Building on this, DeFAI agents within the wallet will recommend personalized trades and optimizations, turning insights into actionable strategies.
The final stage is the emergence of fully autonomous agents that can execute, optimize, and adapt on behalf of users, unlocking a new paradigm of self-custodial, AI-driven portfolio automation.
More roadmap details at: https://talisman.xyz/features/#roadmap
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